Annuities

An annuity is a contract between an annuity owner and an insurance company that provides for a stipulated sum payable at certain regular intervals during the lifetime of one or more persons, or payable for a specified period. They can be purchased with a single lump sum or receive regular contributions over time. Your lump sum payment can be made from existing savings, IRA funds, an inheritance or a 401(k). Unlike other investment alternatives such as certificate of deposits (CD), you can usually withdraw some percentage of your annuity fund every year without paying a surrender penalty. There are two basic annuity types: Deferred and Immediate.

ABC Annuity Quotes: If you are thinking about planning for retirement or earning a return on your investment, consider annuities. With annuities, you can receive regular income from your invested money. You can choose to start earning now, or after retirement and you can invest as much as you want, unlike IRAs (Individual Retirement Arrangements), which limit the amount that you can contribute annually. To find out more, Click Here.

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