Medigap Insurance
Medicare Supplemental Insurance is also known as Medigap Insurance. A Medigap policy is a private insurance policy. Though Medicare covers many health care costs, there are many medical services that Medicare does not cover. Medigap insurance fills gaps in Medicare coverage. Medigap insurance must follow Federal and State laws that protect you. In most states, a Medigap policy must be one of ten standardized policies to help you compare them easily. Each policy has a different set of benefits. Two of the standardized policies may have a high deductible option. In addition, any standardized policy may be sold as a Medicare SELECT policy. Medicare SELECT policies usually cost less because you must use certain hospitals and doctors. In an emergency, you may use any doctor or hospital.
Medicare Part D: Unbiased and objective assistance for all Medicare prescription drug plans.
